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info@hrm.us

HRM Privacy Policy

HomeHRM Privacy Policy
HomeHRM Privacy Policy
What Information Does Harbour Risk Management Collect?
Data collected in general
From Harbour Risk Management Customers, Conference Registrants, and Other Customers.
How Does Harbour Risk Management Use Data Collected?
Harbour Risk Management Member Services and Products.
Disclosures to Third Parties.
Credit Card Account Information.
How Does Harbour Risk Management Use Cookies?
What Privacy Issues Arise With Links To Other Sites?
What Means Of Redress Are Available?


Harbour Risk Management Privacy Statement



Harbour Risk Management fully respects the privacy of its customers and other visitors to our Web site. Harbour Risk Management is committed to the fact that if electronic commerce and online activities are to flourish, consumers must be assured that information provided online is used responsibly and appropriately. To protect your online privacy, Harbour Risk Management has implemented the following policy.




What Information Does Harbour Risk Management Collect?

Most of the data Harbour Risk Management collects is used only to help Harbour Risk Management better serve its clients. It is our general policy to only collect and store personal information that our customers and visitors knowingly and voluntarily provide. If our privacy policies change, we will notify all users by e-mail or a special announcement placed on the Web site. 

Data collected in general.



Harbour Risk Management does not collect any personal information from users browsing our Web site. Users to the public areas of the Harbour Risk Management Web site browse anonymously. Only aggregate data -- such as the number of hits per page or what domain the user came from--are collected. Aggregate data are only used for internal and marketing purposes and do not provide any personally identifying information.

 
 
How Does Harbour Risk Management Use Data Collected?

Harbour Risk Management uses information voluntarily submitted by customers in the following ways:

Harbour Risk Management Services and Products.

Generally, Harbour Risk Management will use data collected to improve our own Web content; to respond to customers’ and visitors’ interests, needs and preferences; and to develop new products and services.

Disclosures to Third Parties.

Harbour Risk Management does not disclose customer contact information to third parties, and all information collected is for member use only, except as otherwise required by law. Harbour Risk Management does provide IIABA (Independent Insurance Agents of America) with business and personal information on Harbour Risk Management customers. Harbour Risk Management also give access to limited member data through our Web Site in the form of search engines. This data is in the form of Name, Address, Phone, Contact, and email for the express purposes of providing the general public a way to access an Independent Insurance Agent who is a customer of Harbour Risk Management and IIABA. Alternatively, users may contact Harbour Risk Management at 239-354-4053to express their preferences if they determine later that they do not wish to have the information shared.

Credit Card Account Information.

Harbour Risk Management does not disclose credit card account information provided by its customers. When customers and customers choose to pay using their credit cards, Harbour Risk Management submits the information needed to obtain payment to the appropriate clearinghouse.

How Does Harbour Risk Management Use Cookies?

Cookies are files that contain information created by a web server that can be stored on a User's hard disk for use either during a particular session ("per-session" cookie) or for future use ("persistent" cookie). Harbour Risk Management from time to time might use cookies only to facilitate automated activity, store and track passwords, determine appropriate solicitations, and review navigation patterns. Cookies are not used to disseminate significant information about Users over the Internet or to analyze any information that Users have knowingly or unknowingly provided. Users may instruct their Internet browsers to opt out of accepting a "persistent" cookie and rather accept only a "per-session" cookie, but will need to login each time they visit the site to enjoy the full benefits. If the user declines the attachment of any cookie, the user may not have access to the full benefits of the website. Registration enables the site to better determine customers' interest areas and provide the most relevant information.

What Privacy Issues Arise With Links To Other Sites?

This Web site contains links to other web sites. Harbour Risk Management has no control over and is not responsible for the privacy policies or content of such sites, and the users of the Harbour Risk Management Web Site “click through” at their own risk.

What Means Of Redress Are Available?

If any User suspects Harbour Risk Management has handled its personal information in a manner that does not comply with this privacy statement, please contact us by e-mailing to info@hrm.us or by calling (239) 354-4053.